Apple Pay Cash

Apple's peer-to-peer payments service allows iOS users to send payments to each other through the Messages app. Payments are deducted from a debit or credit card attached to a user's account. Transactions made using a debit card are free, but there is a standard 3% credit card fee on the amount funded from those making a payment using Apple Cash Pay.

To setup Apple Pay Cash you need to have iOS 11.2 or later installed on your device, and you must setup the two-factor authentication for Apple ID. You can then setup Apple Pay Cash in the Wallet app. Here's how:

Apple Pay Cash allows you to make quick payments to your friends and family via the Messages app. Payments are deducted from your attached debit or credit card. All debit transactions are free. There is a 3% charge for credit card transactions.